The Express Loan from Bakai Bank is ideal for entrepreneurs and companies that have been operating for more than six months without interruption. This quick and flexible loan offers several key advantages:
- May be issued without collateral (subject to bank approval)
- Guarantor required with verified income exceeding 300,001 KGS / $3,500 USD
- Fast loan review process
- Lower interest rate than similar consumer loans
- No spousal consent required
Minimum Loan Amount:
- 15,000 KGS/RUB
- $200 USD/EUR
Maximum Loan Amount:
- 500,000 KGS/RUB
- $7,000 USD/EUR
No Fees for Early or Partial Repayment
KGS , RUB | USD, EUR |
21% - 23% | 20% - 25% |
Special Offer: "Business Fall" - Grow your business with exclusive benefits!
Effective Interest Rate:
- KGS: From 24% annually
- USD: From 20% annually
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Explore other bakai bank loan options

Microloan
Amount
Up to 2 000 000 soms/rubles or 20 000 USD/EUR
Collateral
yes
Purpose
for business development and agricultural purposes
Cosigner
yes
Term
to 36 months
Interest rate
In KGS, RUB from 22%, in USD, EUR from 15%

Small loan
Amount
From 2 000,001 som, rubles/ 30,001 USD, EUR
Collateral
yes
Purpose
business growth
Cosigner
yes
Term
to 60 months
Interest rate
from 19% in KGS, RUB/ from 8% in USD, EUR

The RKDF Loan
Amount
from 1 000 000 US dollars
Collateral
yes
Purpose
for business development
Cosigner
yes
Term
to 60 months
Interest rate
from 5 %