"Express refinancing" loan is suitable for entrepreneurs who have loans with other financial and credit institutions and those who want to refinance them quickly and profitably.
Advantages:
- Short processing time;
- No spousal consent;
- Lower rates.
Purpose:
Refinancing the balance of outstanding individual loans owed to a microfinance institution.
Currency: Kyrgyz Soms.
Loan amount: from KGS 15 000 to 500 000.
Term: up to 36 months.
Interest rate: - 5 points of the current rate of the refinanced loan, but not below 26% per annum and not above 30% per annum.
Security: Up to 300,000 soms - security-free, from 301,000 soms and above - personal guarantee (co-signer) or movable property..
Loan repayment schedule: monthly annuity payments.
*Effective interest rate of 26% per annum.
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Express loan
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Collateral security
none
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Guarantor
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Term
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Interest rate
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Collateral
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Term
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Cosigner
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Term
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Interest rate
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