Down payment
No less than 30% of the property's purchase price. If a down payment is unavailable, additional collateral in the form of real estate may be accepted, with the collateral value required to be at least 30% of the purchased price.
Interest rates
Product type | % rates |
Commercial mortgage | 17% - for the first 4 years 18,5% - for the next 3 years 20% - starting from the 8th year until the end of the term |
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Explore other bakai bank loan options
Express loan
Amount
Up to 500,000 KGS, RUB / 7,000 USD, EUR
Collateral security
none
Purpose
business growth
Guarantor
yes
Term
to 24 months
Interest rate
in KGS and RUB from 24%, in USD and EUR from 20%
Microloan
Amount
Up to 2 000 000 soms/rubles or 20 000 USD/EUR
Collateral
yes
Purpose
for business development and agricultural purposes
Cosigner
yes
Term
to 36 months
Interest rate
In KGS, RUB from 22%, in USD, EUR from 15%
Small loan
Amount
From 2 000,001 som, rubles/ 30,001 USD, EUR
Collateral
yes
Purpose
business growth
Cosigner
yes
Term
to 60 months
Interest rate
from 19% in KGS, RUB/ from 8% in USD, EUR